About the Pension Plan

Founded by the union, for its members

The Teamsters Local Union No. 155 Pension Plan provides members with a source of income in retirement. The Plan became effective January 1, 2004 and is managed by Trustees appointed by the Union. It is a target benefit pension plan, meaning benefits are determined using a formula and may be adjusted over time based on the Plan’s financial position.

How the Plan Works

Built to support the financial stability of all members

How the Plan works

Your pension is built over time based on contributions made on your behalf.

  • Employers contribute to the Plan under the Master Agreement
  • These contributions are used to fund your future pension
  • Your pension is calculated using a formula based on total contributions

Currently, your pension grows at approximately 1% of employer contributions as a monthly pension at age 65

Becoming a Member

You are eligible to join the Plan if:

  • You are a member of Teamsters Local Union No. 155
  • Your employer makes contributions on your behalf under the Master Agreement
  • You complete and submit an enrolment form

Once enrolled and contributions are received, you begin earning pension benefits.

Vesting (Ownership of Your Pension)

Your pension becomes vested immediately once you meet the Plan’s eligibility requirements. This means the pension you earn belongs to you, even if you stop working in the industry.

Retirement

Normal Retirement
  • Age 65
Early Retirement
  • Available starting at age 55
  • Your pension is reduced if taken before age 65

For example, starting your pension at age 55 may result in approximately 50% of your earned pension.

How Your Pension Is Paid

Your pension is paid as a monthly lifetime payment. You can choose from several payment options, including:

  • Lifetime pension (with guarantee periods)
  • Joint survivor options for spouses

If you have a spouse, the Plan requires a form that provides at least 60% continuation to your spouse unless waived.

If You Leave the Industry

If you stop working in covered employment:

  • Your pension remains in the Plan
  • You may transfer the value to another retirement arrangement (if eligible)
  • Transfers are typically “locked-in” for retirement purposes

Death Benefits

If you pass away before starting your pension:

  • Your spouse may receive a lifetime pension
  • If there is no spouse, a lump sum is paid to your beneficiary or estate

Important Things to Know

  • You must apply for your pension — it does not start automatically
  • Applications should be submitted at least 2 months before your retirement date
  • Pension payments are not made retroactively

Need More Information?

This page provides a general overview only. For full details, please refer to:

Or contact the Plan Office for assistance.

Your Plan Administrator

Committed to our clients, trusted by plan members

Headquartered in Burnaby BC, Convyta Partners offers administration and consulting services to pension plans, health & welfare plans, Indigenous Trusts, endowments & foundations, and insurance companies. Our team of experts works diligently to manage your plans, process benefits, and answer member questions. We support members over the phone and through email and mail.

Logo for the plan's new administrator, Convyta - located in Burnaby, BC